Payday Compass Privacy Policy
This policy describes the Android version of Payday Compass and any other version that includes the same features. The app does not create an account, connect to a bank, or send your financial entries to a server operated by the app publisher.
Information stored on your device
Payday Compass stores the information you enter—such as pay and cash amounts, pay dates, bills, expenses, savings goals, check-ins, and reminder preferences—in the app’s secure local storage. The app uses those entries to calculate payday cash flow, spending insights, history, and reminders. These calculations are performed on your device.
There is no app-operated account, cloud sync, or developer database for these records. Your device’s own backup settings may behave separately and are controlled by the operating system and backup destination.
Bank statement imports
If you select a bank CSV file, Payday Compass reads and parses it on your device. The app does not request bank credentials, connect to your bank, or upload the CSV. You review suggested categories and possible duplicates before importing. Imported entries are stored locally.
Receipt scanning
If you take or select a receipt photo, on-device text recognition reads it to suggest a merchant and amount. The photo and recognized text are not uploaded by Payday Compass. The image is handled as a temporary file and removed after scanning; you review or edit the suggestion before saving an expense. Text recognition can be inaccurate, so check the result.
Advertising and consent
The app uses Google’s Mobile Ads SDK and consent tools (UMP) to show and measure ads. Google may process information such as an IP address (which can indicate approximate location), device or advertising identifiers, ad interactions, and diagnostic information for ad delivery, measurement, security, and fraud prevention. Where required, Google’s consent form is shown; you can revisit available advertising privacy choices in Plan settings.
Payday Compass does not attach your pay amounts, bills, expenses, savings goals, receipt photos or text, imported CSV files, backups, or reports to ad requests. Google’s handling of information collected by its SDK is described in:
Reminders
Reminders are optional notifications scheduled locally through your device’s operating system. Payday Compass does not send your reminder schedule to an app-operated server.
Exports and sharing
Payday Compass creates a backup, CSV export, or spending report only after you choose the relevant action. The Android or iOS share sheet lets you select a destination. That destination and any recipient you choose may receive the file or report; their handling is governed by their own privacy practices. Exports saved outside the app remain there until you delete them.
Diagnostics
The app keeps recent technical error information locally to help troubleshoot problems. Common personal values are redacted where possible. If you choose to copy or share a diagnostic log, review it first because it may contain technical details about your device or the app.
Retention and deletion
Your entries remain in local app storage until you clear them or remove the app. Use Clear all data in Plan settings to delete saved app records and cancel app reminders. No account exists for the publisher to delete remotely. If you made backups or exports outside the app, delete those separately from the service or folder where you saved them. On some devices, operating-system backups or platform secure storage may have separate retention behavior.
Security
The app uses the platform’s secure local storage for saved records and does not operate a server that stores your financial entries. Protect your device with its available screen-lock and backup controls. No method of storing or transmitting information can be guaranteed completely secure.
Children
Payday Compass is a general personal-finance planning app and is not designed for children under 13. The app does not knowingly collect children’s personal information through an account system; it has no account system.
Changes to this policy
If the app’s data practices change, this page will be updated before or when those changes take effect. The current version is always available at todays-tasks.com/payday-compass-privacy.html.
Contact
For privacy questions or requests, email hill0225@gmail.com or use the Today’s Tasks contact page. Please do not send bank passwords or full account numbers by email.
Payday Compass provides planning estimates, not financial, investment, tax, or legal advice.